Real workers comp rates for every U.S. state
Search NCCI class codes by occupation, see the rate filed in your state, and estimate your annual premium. Sourced directly from state insurance department filings. No quote forms. No phone gates.
Browse the network
Six entry points into the workers comp data network.
By state
51 states · coverage rules, max benefit, top codes
Browse statesBy NCCI code
2,132 codes · rates compared across states
Browse codesBy industry
22 industries · construction, healthcare, restaurant, trucking
Browse industriesCarriers
14 carriers · AM Best ratings, online quote, pay-as-you-go
Compare carriersFind a lawyer
714 pages · state-bar referral, fee caps, injury guides
Find a lawyerSettlement charts
51 states · PPD weeks per body part
View chartsAll tools (12)
EMR playbook, audit prep, coverage gap, schedule credit, body part chart, more
Open tools hubWhy wcclasscode
Real filings, not guesses
Every rate cell traces to a primary source: state insurance department filings or rating-bureau loss-cost publications. 13,615 of 13,833 cells are HIGH-confidence with quoted evidence.
No quote forms
Most workers comp sites are lead-capture funnels. We show the actual rate filed in your state, then point you to carriers and lawyers when needed.
Cross-state comparison
Every code page shows the cheapest and priciest states for that occupation, with the median rate across all peer states. You see exactly where your state sits.
Rate intelligence, free
The data is in our network because it should be. State filings are public. We aggregate, normalize, and re-publish so a small business owner can see what they should pay.